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Try a free PracticeLAB

Pick any simulator below — personalized to your market and experience. They're just 3 of the 74 PracticeLabs built into our courses. All three here share one pool of free sessions.

4 of 4 free sessions remaining

PracticeLab · about 10 min

AI Buyer

AI Lab: AI Buyer

Your market

Experience

This is an educational simulation. Not real advice for real transactions. Limited to 6 messages in the sample.

Your individual PracticeLAB conversations aren't shared with others, so you can ask questions, make mistakes, and build confidence in a supportive learning environment.

BrokerLAB is not yet an approved Oregon CE provider — this preview is for exploring the experience, not for CE credit.

See how the lessons actually work

Interactive modules and short videos are woven right into the reading of every course — not bolted on afterward. Here's a live preview. Educational only — not advice for real transactions.

Interactive video · kicks off every course

Every course opens with a short video

Interactive from the first frame — tappable callouts and a quick check are built into playback. Press play.

Interactive · Payment Calculator

Mortgage payment calculator

Monthly principal & interest

$2,022.62

Total monthly (PITI)

$2,456

P&I $2,023Taxes $333Insurance $100
Loan amount: $320,000Total interest over 30 yrs: $408,142

Knowledge Check

Rates rise before the lock

A buyer is pre-qualified for $2,400/month in total housing payment. Rates rise from 6.0% to 7.0% before they lock. All else equal, what happens to the home price they can afford?

Interactive · Debt-to-Income

Debt-to-income ratios

Front-end (housing)37.2%
Back-end (all debt)45.4%
Back-end: Tighter — depends on loan program & compensating factors

Adjust the numbers and watch both ratios move. Front-end is housing alone; back-end adds every other monthly debt — lenders weigh back-end most.

Ranking Exercise

Which buyer qualifies most comfortably?

Rank these buyers from most to least comfortably qualified for the same $400,000 home. Drag to reorder, or use the arrow buttons.

  1. Devin43% back-end DTI · 690 credit · 5% down
  2. Maya22% back-end DTI · 780 credit · 20% down
  3. The Ortegas34% back-end DTI · 720 credit · 10% down
  4. Priya49% back-end DTI · 640 credit · 3.5% down
Drag to reorder, or use the arrows.

Myths vs. Reality

Financing misconceptions, busted

Tap each card to flip myth → reality.

This is what every lesson feels like.

Interactive practice built into the reading — not bolted on. Explore the three Oregon CE electives.

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